Home Improvement Loans

Are there any upfront fees?

You will not be charged you any fees up front for processing your loan. Any fees are added to the loan and paid on completion from the loan proceeds. If the loan does not complete you are not charged a fee.

Can I pay my secured loan off early?

Yes you can repay the loan early. Willows have a panel of lenders that we use in order to find the most suitable product for your circumstances. You have the right to repay early with ALL of our lenders. A typical early settlement charge is 2 months notice. However it is important to note that these vary between lenders and we will explain and confirm in writing on the credit agreement any early settlement penalties.

How long will it take for my secured loan to complete?

Willows Finance will process your loan as quickly as possible to ensure you get the funds through in the shortest time possible. From your initial enquiry we aim to get back to you with a decision within an hour. When you decide to proceed we will issue your loan documents the same day. If you return those to us as quickly as possible we can complete your loan within two – three weeks.

What interest rate can I get?

This will depend on a number of different factors such as the amount you are borrowing, your credit profile and the equity in your property. Our typical APR is shown at the bottom of this page.

What can I use the loan for?

Loans can be used for any legal purpose. Its important to let us know the reason for the loan at the beginning of the enquiry as it will help us to ensure we find the right product for you.

Home improvement loans

Home improvement loans - affordable finance to help make your plans a reality

Looking for finance to renovate your property? Has the current property market pushed you to build an extension rather than upsize? For those searching for secured loans for home improvements (up to £2.5m), UK loan packager Willows Finance use their years of industry knowledge and their skills to find the right loans for the right people.

Whether you're in full time employment with an squeaky clean credit report, or are self-employed with some blips in your financial history, we aim to help. We treat every client as an individual and work with you to find competitive home improvement rates and the right secured home improvement loan for your unique circumstances. Alongside our many years of experience in the industry we also promise:

  • No up front fees
  • No call centres
  • No stress
  • Simply efficient, expert arrangement of your ideal loan

We arrange secured loans from a panel of lenders. We offer second charge regulated mortgage contracts for business or personal use. You should be aware that there may be other finance options available to you such as a remortgage, a further advance with your first charge lender, or an unsecured loan. You should seek independent advice before making a decision.

The loans we arrange are secured against your property. This means that, unlike unsecured credit, if you don’t keep up the repayments on the loan your property could be at risk of repossession. And like with most other types of credit, you could be charged arrears fees, which increases the cost of your loan, and your credit rating could be affected

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How does that sound? If you'd like to learn more about how Willows could help you secure home improvement loans, read on. If you'd like to get started right away, submit your details using our quick, simple online enquiry form. One of our experts will be in touch shortly with our best options for you.

Why Choose Willows Finance?

Don't feel comfortable trusting your financial future to a faceless company? Fed up of call centres and waiting on hold to speak to someone who knows what they're talking about? We are a UK company who take pride in providing a friendly, knowledgeable service. We don't just know home improvement loans inside out, we also conduct all of our professional duties politely and responsibly.

If you'd like to speak to an expert about using a secured home improvement loan – we're here to help. The secured home improvement loan options could allow our clients to:

  • Borrow from £5,000 to £2.5m
  • Repay your loan in manageable monthly repayments
  • Use a hassle-free online application process
  • Consolidate existing debts (often within the month)
  • Find finance even with a poor credit history

Whether you're looking to extend your property to fit your growing family, or need to take care of some urgent repairs, we search from our panel of lenders to bring you the right home improvement loan. With competitive rates - whatever your circumstances. We have lenders who offer products to customers with a poor credit history. Get in touch today to learn more.

So What Exactly is a Home Improvement Loan?

Home improvement homeowner loans, home improvement loans, secured home improvement loans – there are so many terms out there which all boil down to the exact same thing: a loan used to meet financial requirements for home improvements which is secured against your property.

You can learn more about how it all works by speaking with a member of the Willows team today on 01656 766 158. Alternatively, if you'd like to get the ball rolling, simply fill out our quick enquiry form and one of our experts will be in touch shortly with our best secured home improvement loan for you. 

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