Debt Consolidation Loans

Are there any upfront fees?

You will not be charged you any fees up front for processing your loan. Any fees are added to the loan and paid on completion from the loan proceeds. If the loan does not complete you are not charged a fee.

Can I pay my secured loan off early?

Yes you can repay the loan early. Willows have a panel of lenders that we use in order to find the most suitable product for your circumstances. You have the right to repay early with ALL of our lenders. Some lenders do not charge any early settlement penalty and others can charge a maximum of two months interest. However it is important to note that these vary between lenders and we will explain and confirm in writing on the credit agreement any early settlement penalties.

How long will it take for my secured loan to complete?

Willows Finance will process your loan as quickly as possible to ensure you get the funds through in the shortest time possible. From your initial enquiry we aim to get back to you with a decision within an hour. When you decide to proceed we will issue your loan documents the same day. If you return those to us as quickly as possible we can complete your loan within two – three weeks.

What interest rate can I get?

This will depend on a number of different factors such as the amount you are borrowing, your credit profile and the equity in your property. Our rates start from 5.7% APR up to 29.9% APR (for high adverse cases).

What can I use the loan for?

Loans can be used for any legal purpose. Its important to let us know the reason for the loan at the beginning of the enquiry as it will help us to ensure we find the right product for you.

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Debt consolidation loans

Debt consolidations loans - reduce monthly credit bills by £100's

Have financial worries left you feeling stressed, panicked and unsure of your next step? At Willows Finance we've successfully worked with hundreds of people struggling with debts and we understand the difficulties and worries involved. One pathway, which many of our clients decide is the right step for them, is to pursue debt consolidation loans. Bad credit? Don't worry – it is not our policy to refuse loans based solely on a poor financial history. We also don't believe in offering interest rates which are out of step with the market due to hiccups on your credit report.

At Willows Finance we promise:

  • No up front fees
  • No call centres
  • No stress
  • Just friendly industry expertise and an understanding service for everyone

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Why Use Loans for Debt Consolidation?

Whether your credit history is full of little slip ups, or shows a more serious issue, Willows Finance may be able to help. Even if you have poor credit, debt consolidation loan products (of up to £2.5m) may be the smart route for you. Many of our clients at Willows Finance choose this path as it is an effective way to:

  • Borrow from £5,000 to £2.5m
  • Repay outstanding debts (often within the month)
  • Turn your existing debts into one, simplified loan
  • Significantly lower your outgoings by as much as 50%
  • Give yourself breathing room with more affordable monthly repayments

At Willows Finance, the debt consolidation loans we offer are sourced from the top providers in the market, and hand-picked to meet your unique needs. You can find out more about Willows Finance and the debt consol loans we provide by reading on. Alternatively, if you'd like to get started now, submit our hassle-free enquiry form today. One of our friendly specialists will be in touch with the best solutions for you ASAP.

Why Choose Willows Finance?

Been refused finance by other providers? Willows Finance may be able to say yes. Our experience in the industry means that we have the expertise and knowledge to source effective debt consolidation loans for a very wide variety of clients.

Providing an understanding and flexible service is a key priority for our team. We  provide a UK-based service, staffed by our helpful team who know debt consolidation loans inside out. We won't leave you  on hold waiting to speak with someone who knows what they're talking about and we don't use call centres.

What Are Homeowner Debt Consolidation Loans?

Debt consol loans, homeowner debt consolidation loans, secured loans for debt consolidation – there are many terms out there for the exact same product: A debt consolidation loan. These loans use your property as security, giving you the opportunity to borrow money and to consolidate all of your debts into one, manageable loan.

To speak with our experienced team, call Willows Finance on 0800 783 8871. Alternatively, to uncover the right loan for you and your individual circumstances, just send off our quick enquiry form. The Willows Finance experts will scour the market for your best options and will be in touch shortly.

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