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Agreement
Declaration: I am authorised to act as agent for and on behalf of ALL applicants in connection with this loan application. I confirm that I am acting within my authority and that I have obtained the verbal consent of each and every applicant that, in relation to the applicants personal information you may:
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Process it (automatically or otherwise) for the purposes of this application;
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Search and/or disclose it to credit reference agencies, lenders and/or third parties provided they use it for the purposes for which you may use it for fraud prevention;
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Where a search and/or disclosure is to a credit reference agency, the applicants understand that records may be kept;
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Check it with a fraud prevention agency and if false or inaccurate information is provided or you suspect fraud, this will be recorded.
I confirm that I have explained to the applicants that you and other organisations may use and search the records of fraud prevention agencies to help make decisions about credit related services, and/or on motor, household,credit, life and other insurance proposals and claims for the applicants or members of their household; to trace debtors, recover debt, prevent fraud and to manage the applicants accounts or insurance policies and to check the applicants identity to prevent money laundering, except where satisfactory proof of identity has been provided.
The applicants understand that you may wish to obtain personal information (the accuracy of which is their responsibility) in writing, by telephone or in electronic form and agree that you may also obtain information about them from brokers or other third parties together with credit reference agencies, in particular, but not limited to, Experian, CAIS, Cifas, Equifax Europe, Insight and other associated companies. The applicant has been advised of their rights under the Data Protection Act 1998; that you will hold the personal information in your records and the applicants have the right to obtain a copy on payment of a fee. The applicants understand that any telephone calls made may be recorded and monitored for security, quality and/or training purposes.
